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Should a consumer buy Eldershield or opt out of this plan?

Several people have asked for my views on whether it is advisable for them to buy Eldershield insurance.

Basic Eldershield is recommended and designed by the Ministry of Health and is underwritten by three insurance companies - NTUC Income, Great Eastern and Aviva.  Each person, on reaching age 40 will be assigned to an insurance company at random, but is allowed to switch to another company.

Click on "View PDF" below to hear my views on whether a consumer should join or opt out of Eldershield.

View PDF